Distributed readiness service
The institution can offer assessment and feed optimization across its merchant base. Each merchant still provides its catalog and may need a light setup path.
Agentic Commerce
Agentic Commerce for Financial Institutions
Help your merchant clients make their offers discoverable, understandable and usable in AI-assisted commerce.
The opportunity
Give merchant clients a practical route into AI-assisted commerce
As customers discover and compare products in AI-assisted channels, merchants need product data that those channels can interpret and a clear path from recommendation to purchase.
Banks, PSPs and aggregators can distribute a readiness service across their merchant base, then support selected merchants with deeper discovery, agent and commerce integrations.
What the offer includes
Prepare product data, then connect discovery to purchase
The exact scope depends on the institution's distribution model, each merchant's catalog and the channels and transactions the service needs to support.
AI-readiness assessment
Start with the merchant catalog. Assess gaps in completeness, taxonomy and structured data, then identify the required improvements.
AI Feed Optimization
Clean and enrich product titles, descriptions, attributes, categories, images and structured data for AI-assisted discovery.
Product discovery and Shopping Assistant
Help customers search, compare and understand products through experiences grounded in the merchant's catalog and approved content.
Structured product data
Publish optimized product information in the formats selected AI assistants and commerce channels can interpret.
Agent access
Expose approved catalog and merchant knowledge through the interfaces selected for the implementation, including MCP or A2A where appropriate.
Commerce connection
For dedicated merchant implementations, connect availability, cart, checkout and payment handoff to the merchant's existing systems, using UCP where appropriate.
Readiness to transaction
One foundation, two distribution paths
An institution can distribute readiness across its merchant base and use the same program to identify merchants that need a dedicated implementation.
Define the institution offer
Set the merchant segment, distribution model, channels, responsibilities and route into deeper implementation.
Receive the merchant catalog
Collect the feed or catalog input and the approved product information needed for assessment.
Assess AI readiness
Identify product-data gaps that limit interpretation, matching and discovery in AI-assisted channels.
Optimize the product feed
Improve taxonomy, titles, descriptions, attributes, images and structured data for the selected channels.
Enable discovery and agent access
Connect product discovery, Shopping Assistant experiences and the required agent interfaces.
Add the commerce connection
Where the merchant needs it, integrate cart, checkout and payment handoff through a dedicated implementation.
Scope boundaries
Separate distributed readiness from merchant-specific integration
Dedicated merchant implementation
Cart, checkout and payment capabilities depend on the merchant's platform, data and transaction systems and require a separately scoped integration.
Product visibility is distinct from the GEO diagnostic
This offer addresses merchant product-data quality and product visibility. The standalone GEO diagnostic assesses how AI answers surface a company and its services.
AIC Commerce Core is the commerce foundation
AIC Commerce Core and its Connector support commerce-specific capabilities. AIConsole is a separate enabling platform used for enterprise agents when appropriate.
Related paths
Continue with the route that matches the problem
Explore a packaged credit offer, our delivery model and an optional enterprise-agent platform.
How We Work
See how Discovery, implementation and enterprise enablement move an opportunity into delivery.
See how we workCredit Process
Explore our packaged offer for controlled business credit decision preparation.
Explore Credit ProcessAIConsole
See the enterprise-agent platform we may use when it is the appropriate implementation route.
Explore AIConsoleQuestions
Agentic Commerce FAQ
What can a financial institution distribute to merchants?
A bank, PSP or aggregator can offer an AI-readiness assessment and AI Feed Optimization across its merchant base. The program can also identify merchants that need dedicated product discovery, Shopping Assistant or commerce integration work.
Can merchants use the readiness service without a custom integration?
The readiness path can start with a catalog feed and may use a bank-branded portal or plugin. The merchant must still provide and maintain the catalog. Cart, checkout and payment capabilities require a dedicated integration with the merchant's systems.
How is this different from a GEO diagnostic?
The GEO diagnostic focuses on whether AI answers surface a company and its services. Agentic Commerce focuses on merchant product-data quality, product discovery and the path from an offer to a transaction.
Do merchants need to replace their commerce platform?
We scope the implementation around the merchant's existing catalog, commerce, identity and payment systems. Discovery determines the required interfaces and integration work.
Which technical standards can the implementation use?
The implementation can use MCP for tool access, UCP for commerce interoperability and A2A for agent-to-agent exchange, depending on the channel and purchase path.
How do AIC Commerce Core and AIConsole relate?
AIC Commerce Core is the reusable foundation for commerce-specific discovery, agent and transaction capabilities. AIConsole is a separate platform for enterprise agents and can be considered where that architecture fits; it is not a required foundation for every Agentic Commerce rollout.
Start with the distribution model
Define the merchant service before scoping integrations
Bring the target merchant segment, catalog source, target channels and transaction scope. We can map the readiness service and define when a merchant needs a dedicated implementation.