10Clouds Joins 10Clouds Financial Institutions — A New Chapter Begins

A New Chapter

10Clouds has formally merged with 10Clouds Financial Institutions, a specialized unit focused on creating technology solutions for banks, insurers, and fintech companies. This merger represents a strategic response to growing demand for AI solutions in finance that balance regulatory complexity with speed-to-market execution.

By bringing together the full breadth of 10Clouds’ engineering and design capabilities with 10CFI’s deep domain expertise in financial services, the combined organization is uniquely positioned to deliver end-to-end solutions that meet the rigorous demands of regulated industries.

What This Means for Our Clients

The combined entity will develop “AI Productized Services” — a blend of technological tools with consulting and implementation services tailored for financial institutions. Rather than lengthy customization periods, the organization aims to provide functional prototypes within months.

As CEO Karol Stępień notes, the financial sector requires solutions that genuinely improve processes while maintaining rapid market entry. Clients will benefit from a streamlined engagement model where deep financial domain knowledge is embedded from day one, reducing the gap between initial discovery and production deployment.

Our Combined Strengths

The merged company will focus exclusively on financial services, building expertise in:

• Credit processes — Automating scoring, underwriting, and risk assessment with AI
• Compliance — Streamlining regulatory workflows and audit preparation
• Payment systems — Building modern, secure payment infrastructure
• Autonomous AI systems — Deploying intelligent agents for sales automation and decision-making

The consolidation will accelerate tool development, speed up client implementations, and reinforce a business-results-focused approach rather than pure technology delivery.

About 10Clouds Financial Institutions

10Clouds Financial Institutions (10CFI) helps financial institutions run AI-powered operations — from credit automation to agentic commerce. Combining the experience and quality of 10Clouds with deep financial sector expertise, 10CFI specializes in workflow orchestration, AI agents, and enterprise consulting for banks, insurers, and fintechs.